1. California Student Aid Commission (Cal Grant) — Free
CSAC at PO Box 419026 in Rancho Cordova administers Cal Grants A, B, and C, the Middle Class Scholarship, the Chafee Foster Youth grant, and the Student Loan Forgiveness program for public service. Mothers returning to school file the FAFSA or CA Dream Act Application by March 2 and also submit a verified GPA from their school. Cal Grant B supplements Pell Grants with a
(888) 224-7268 · PO Box 419026, Rancho Cordova, CA 95741 · Mon-Fri 8am-5pm · Visit Website
2. FAFSA — California — Free
The federal FAFSA at studentaid.gov is the entry point for Pell Grants, federal student loans, and federal work-study, and California uses the same application to determine Cal Grant eligibility. Undocumented students file the CA Dream Act Application instead. California's priority deadline is March 2 for Cal Grant consideration. Mothers can call (800) 433-3243 or use the federal financial aid help center for application assistance.
(800) 433-3243 · Online application · 24/7 online · Visit Website
3. California Community Colleges
California's 116-college community college system is the largest in the country, serving 2 million students. The California College Promise Grant (formerly the BOG waiver) eliminates enrollment fees for low-income California residents, and the California College Promise covers two years tuition-free for first-time full-time students. Mothers can find CalWORKs and EOPS programs at every college offering childcare, transportation, books, and counseling.
(916) 322-4005 · Statewide system · Mon-Fri 8am-5pm · Visit Website
4. University of California System
UC's 10 campuses (Berkeley, UCLA, Davis, San Diego, Irvine, Santa Barbara, Santa Cruz, Riverside, Merced, plus UCSF for grad/health programs) collectively enroll 290,000 students. The Blue and Gold Opportunity Plan covers tuition for California families earning under $80,000 annually. Mothers returning to UC can access the Re-entry Student Centers at each campus, which provide childcare referrals, peer mentorship, and academic counseling.
(510) 987-9074 · Statewide system · Mon-Fri 8am-5pm · Visit Website
5. California State University System
The CSU's 23 campuses enroll 460,000 students with the lowest tuition among the major US public university systems. Programs flexible for working mothers include CSUDH's online programs, Cal State LA's Pan-African Studies night classes, and Sonoma State's child development cohorts. The State University Grant covers tuition for low-income California residents, supplementing Cal Grant and Pell.
(562) 951-4000 · Statewide system · Mon-Fri 8am-5pm · Visit Website
6. FAFSA — studentaid.gov — Free
Studentaid.gov is the federal Department of Education portal where California mothers create an FSA ID, file the FAFSA, manage federal student loans, and apply for Public Service Loan Forgiveness. The site also processes income-driven repayment recertification annually—critical for mothers whose income fluctuates. SAVE Plan and PAYE applications happen here. Free, no third-party fees ever required.
Nationwide · Online · Visit Website
7. Federal Pell Grant — Free
The federal Pell Grant awards up to $7,395 per year (2024-25) to undergraduate students with demonstrated financial need; it doesn't require repayment. Most California community college students with FAFSA-determined EFC under the threshold qualify. Pell stacks with Cal Grant and California College Promise, so many low-income California mothers attend community college tuition-free with leftover Pell funds covering books, transportation, and childcare.
Nationwide · Online · Visit Website
8. AAUW Educational Funding — Free
AAUW awards roughly $6 million in fellowships and grants annually to women pursuing graduate studies, post-doctoral research, and career re-entry. Career Development Grants specifically support women returning to school for a second bachelor's, master's, or professional degree—a frequent California profile for mothers re-entering the workforce. International Fellowships fund women studying in California from abroad. Application cycles open August-November.
Nationwide · Online · Visit Website
9. P.E.O. International — Women's Education — Free
P.E.O. International funds five separate women's education programs: PCE (continuing education grants up to
Nationwide · Online · Visit Website