15 Resources
CalHFA at 500 Capitol Mall in Sacramento administers below-market first mortgages, down-payment assistance (MyHome and Forgivable Equity Builder), and the CalHFA Subordinate Loan for low and moderate-income California first-time buyers. Single-mother households frequently qualify for the most generous tiers. The agency also funds affordable rental development across the state. CalHFA-approved lenders process applications; the agency itself doesn't lend directly.
(877) 922-5432 · 500 Capitol Mall Suite 1400, Sacramento, CA 95814 · Mon-Fri 8am-5pm · Visit Website
The state's CA COVID-19 Rent Relief program at (833) 430-2122 evolved into emergency rental assistance administered through county partners. Mothers behind on rent can apply for back-rent and utility help, with priority for households at or below 50% Area Median Income. Some counties (LA, Sacramento, San Diego) maintain their own ongoing programs after the federal funds ran down; the state line refers callers accordingly.
(833) 430-2122 · Statewide program · Mon-Fri 8am-5pm · Visit Website
HACLA at 2600 Wilshire operates 3,500+ public housing units across the City of LA plus the Section 8 Housing Choice Voucher program serving 50,000+ households. Mothers can apply when the waitlist opens (typically every 2-3 years); HACLA also operates emergency Family Self-Sufficiency programs and a Veterans Affairs Supportive Housing partnership with VA Greater LA. Applications are processed online; in-person assistance is by appointment.
(213) 252-2500 · 2600 Wilshire Blvd, Los Angeles, CA 90057 · Mon-Fri 8am-5pm · Visit Website
SFHA at 1815 Egbert in the Bayview operates public housing (now mostly converted to RAD/Section 8 project-based units through the HOPE SF rebuilds) and the Housing Choice Voucher program. Single mothers with children typically score high preference points. The agency partners with MEDA and Tenderloin Housing Clinic for ESL-friendly intake. Waitlists are managed online through DAHLIA, San Francisco's affordable housing portal.
(415) 715-3291 · 1815 Egbert Ave, San Francisco, CA 94124 · Mon-Fri 8am-5pm · Visit Website
The Salvation Army operates dozens of California corps including major service centers in LA (562 W Pico), San Francisco (1500 Valencia), Oakland, and San Diego. Mothers can request one-time rent and utility assistance, holiday food boxes, and clothing vouchers; some corps also operate transitional shelter for mothers and children. Funding fluctuates with United Way and direct giving cycles. Call (800) 725-2769 to find your nearest corps.
(800) 725-2769 · Multiple locations statewide · Mon-Fri 9am-4pm · Visit Website
Habitat for Humanity Greater LA at 8739 Artesia in Bellflower builds 30+ affordable homes per year and sells them at 0% interest to qualifying low-income mothers willing to contribute 500 sweat-equity hours. The Home Preservation program also funds critical repairs for low-income LA homeowners aging in place. Application opens when new developments break ground; sign up for alerts on the website.
(310) 323-4663 · 8739 Artesia Blvd, Bellflower, CA 90706 · Mon-Fri 8am-5pm · Visit Website
United Way of California is the statewide coordinating body for 16 local United Ways operating Free Tax Prep (VITA), the CalEITC4Me CalEITC outreach, and 211 service routing in every California county. Mothers dial 211 from any phone to be connected to rent, utility, food, and childcare assistance based on county availability. Free Tax Prep sites help mothers claim CalEITC, federal EITC, and the California Young Child Tax Credit.
211 · Statewide service · 24/7 via 211 · Visit Website
HUD's California field offices in San Francisco, LA, Santa Ana, San Diego, and Fresno administer federal housing programs including Section 8, public housing oversight, FHA mortgages, and HUD-VASH for veterans. The site's local office locator routes California mothers to fair housing complaint intake, REAC inspection records on Section 8 properties, and HUD-approved housing counselors who provide free pre-purchase and foreclosure-avoidance counseling.
Nationwide · Online · Visit Website
HUD's Continuum of Care program funds 44 California regional CoCs from LA's massive LAHSA to small rural agencies in the Sierras. Mothers experiencing homelessness can use the CoC locator to find Coordinated Entry, the front door to PSH and Rapid Re-housing in California. Family-specific resources include the Family Connection toolkit explaining how children's school stability is protected under McKinney-Vento.
Nationwide · Online · Visit Website
LIHEAP in California is administered as the Low-Income Home Energy Assistance Program through the Department of Community Services and Development (CSD), with intake handled by local community action agencies (MAOF in LA, OCCS in Sacramento, etc.). Mothers can receive one-time bill credits, weatherization, and air conditioning installation in heat-vulnerable inland counties. Apply through your county's CAA between November and August.
Nationwide · Online · Visit Website
The Salvation Army USA locator finds the nearest California corps providing emergency shelter, rent assistance, food pantries, and utility help. Programs vary by corps: LA's Bell Shelter is one of the largest in the country, while smaller corps in Bakersfield or Eureka focus on food and one-time aid. Search by zip code to confirm what's available locally before calling, and bring photo ID plus proof of address to intake.
Nationwide · Online · Visit Website
Catholic Charities operates 12 California diocesan agencies (Sacramento, San Francisco, LA, San Diego, San Bernardino, Fresno, etc.) providing emergency rent and utility assistance, food pantries, refugee resettlement, and family housing programs regardless of religion. The national locator helps California mothers find their nearest agency; intake processes and available funding vary by diocese and current grant cycles.
Nationwide · Online · Visit Website
United Way Worldwide is the umbrella for California's 16 local United Ways including UWGLA, UW Bay Area, and Capital Region United Way. Mothers can use the national locator to find their local UW's specific programs—First 5-aligned home visiting in some counties, eviction defense funds in others, and the universal 211 routing service everywhere in California.
Nationwide · Online · Visit Website
Habitat for Humanity has 45 California affiliates from Humboldt to San Diego building affordable homeownership and operating ReStore resale outlets that fund the mission. California mothers can find their local affiliate to apply for a Habitat home, sign up for a critical-repair grant, or volunteer to earn sweat-equity hours for someone else's home. Eligibility focuses on need, ability to pay, and willingness to partner.
Nationwide · Online · Visit Website
Family Promise has affiliates in San Diego, Orange County, the Inland Empire, Santa Clara County, and other California regions providing emergency shelter through a rotating-host-congregation model and case management leading to permanent housing. Especially valuable for two-parent and multi-child California families who can't access mom-and-kids-only DV shelters or single adult emergency shelters.
Nationwide · Online · Visit Website