16 Resources
The Maryland Department of Housing and Community Development administers state housing programs including rental assistance, first-time homebuyer programs, mortgage assistance, and homelessness prevention. DHCD programs include the Maryland Mortgage Program for homebuyers, emergency rental assistance, and community development block grants. Call 410-514-7000 or visit dhcd.maryland.gov for program eligibility information. Located at 7800 Harkins Rd, Lanham. Open Mon-Fri 8am-5pm. Bring income documentation to apply for assistance.
410-514-7000 · 7800 Harkins Rd, Lanham, MD 20706 · Mon-Fri 8am-5pm · Visit Website
Habitat for Humanity of the Chesapeake builds affordable homes in partnership with qualifying low-income families in the Baltimore area. Women who qualify can purchase a Habitat home with an affordable mortgage after completing sweat equity hours and homeownership education classes. Call 410-366-1250 or email info@habitatchesapeake.org to learn about the homeownership application process and current waiting lists. Located at 3741 Commerce Dr Suite 217, Baltimore. Open Mon-Fri 9am-5pm. Income limits apply.
410-366-1250 · 3741 Commerce Dr Suite 217, Baltimore, MD 21227 · Mon-Fri 9am-5pm · Visit Website
The Housing Authority of Baltimore City administers public housing units and Housing Choice Vouchers (Section 8) for low-income women and families in Baltimore City. Apply for public housing or vouchers by calling 410-396-3232 or visiting habc.org. Located at 417 E Fayette St Suite 1100, Baltimore. Open Mon-Fri 8:30am-4:30pm. Wait lists for vouchers may be long — apply as early as possible. Bring photo ID, Social Security cards for all household members, and income documentation.
410-396-3232 · 417 E Fayette St Suite 1100, Baltimore, MD 21202 · Mon-Fri 8:30am-4:30pm · Visit Website
The Housing Authority of Prince George's County provides affordable rental housing and administers Section 8 Housing Choice Vouchers for low-income women and families in PG County. Call 301-883-5500 for information on current waitlist openings and application procedures. Located at 9200 Basil Ct Suite 107, Largo. Open Mon-Fri 8:30am-4:30pm. Bring photo ID, Social Security cards, birth certificates, and proof of income to apply. Income limits apply based on household size and county median income.
301-883-5500 · 9200 Basil Ct Suite 107, Largo, MD 20774 · Mon-Fri 8:30am-4:30pm
The Housing Opportunities Commission of Montgomery County provides affordable rental housing, Section 8 vouchers, and homeownership programs for low-income women and families in Montgomery County. Call 240-627-9400 or visit hocmc.org to check waitlist status and learn about available programs. Located at 10400 Detrick Ave, Kensington. Open Mon-Fri 8:30am-5pm. The HOC also provides homebuyer assistance loans and workshops for first-time buyers. Bring ID and income verification to apply.
240-627-9400 · 10400 Detrick Ave, Kensington, MD 20895 · Mon-Fri 8:30am-5pm · Visit Website
The CASH Campaign of Maryland provides free financial coaching, free tax preparation through VITA sites, and financial empowerment programs for low-income women and families. Services include help building credit, opening bank accounts, and applying for the Earned Income Tax Credit. Call 410-234-8008 or email info@cashmd.org for a referral to a free tax site or financial coaching appointment. Located at 401 E Pratt St Suite 2232, Baltimore. Open Mon-Fri 9am-5pm. Income limits apply for free tax prep.
410-234-8008 · 401 E Pratt St Suite 2232, Baltimore, MD 21202 · Mon-Fri 9am-5pm · Visit Website
Maryland DHCD Homelessness Solutions administers state funding for emergency shelter, rapid re-housing, transitional housing, and homelessness prevention programs through local community organizations across Maryland. Call 410-514-7000 or visit dhcd.maryland.gov to find local programs. For immediate shelter needs, dial 211 to be connected to local emergency services. Located at 7800 Harkins Rd, Lanham. Open Mon-Fri 8am-5pm. Programs serve individuals and families including single women, women with children, and DV survivors.
410-514-7000 · 7800 Harkins Rd, Lanham, MD 20706 · Mon-Fri 8am-5pm · Visit Website
The Salvation Army Maryland/West Virginia Division provides emergency shelter, transitional housing, rental and utility assistance, and food programs for women and families in need across Maryland. Call 410-644-0100 or visit the Baltimore office at 3 W Franklin St for information on available services. Dial 211 to find the nearest Salvation Army location statewide. Open Mon-Fri 9am-5pm. Services are available regardless of religious affiliation. Bring photo ID, proof of income, and utility or rent notices to apply for financial assistance.
410-644-0100 · 3 W Franklin St, Baltimore, MD 21201 · Mon-Fri 9am-5pm · Visit Website
HUD.gov is the federal housing assistance hub providing information on Section 8 vouchers, public housing, FHA loans, homeless services, and fair housing rights. Use the office locator at hud.gov to find the nearest HUD field office in any state. Resources include guides on avoiding foreclosure, tenant rights, and applying for emergency rental assistance. The HUD housing counselor locator connects women with certified free housing counselors who can help with budgeting, mortgage default, and rental issues.
Nationwide · Online · Visit Website
HUD administers federal Continuum of Care programs funding emergency shelters, transitional housing, rapid re-housing, and permanent supportive housing in every US community. Visit hud.gov to find your local Continuum of Care lead agency and access information on HUD-funded homeless programs. The CoC system is the primary federally funded homeless services network in the US. Use 211 to access a real-time shelter availability locator in most areas. Programs serve single women, families, and DV survivors.
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The Low Income Home Energy Assistance Program provides federal funding for help with heating, cooling, and weatherization costs for qualifying low-income households in every state. Apply through your state LIHEAP office — in Maryland, apply through the Department of Human Services. Funding is limited and distributed seasonally, so apply early. Bring proof of income, recent utility bills, and photo ID. Visit acf.hhs.gov/ocs/programs/liheap to find your state program contact. Free for qualifying households.
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The Salvation Army provides emergency shelter, rental and utility assistance, food, and transitional housing through local centers in nearly every US community. Visit salvationarmyusa.org to find the nearest location and learn what services are available in your area. Services vary by location and may include emergency financial assistance, shelter beds, and referrals. Bring photo ID, proof of income, and utility or eviction notices when applying. Services available regardless of religious affiliation.
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Catholic Charities USA provides emergency assistance, housing help, food, and family support through local agencies in nearly every diocese nationwide. Services include emergency financial assistance for rent and utilities, food pantries, transitional housing programs, and case management. Find your local agency at catholiccharitiesusa.org. Services are available regardless of religion. Bring photo ID, proof of income, and any eviction or utility shutoff notices to apply for financial assistance.
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Local United Way chapters across the US provide housing assistance, emergency financial help, food referrals, financial coaching, and 211 referral services for women in need. Dial 211 to be connected to your local United Way's referral network, which can identify available emergency shelter, rental assistance, and utility programs in your community. Visit unitedway.org to find your local chapter and learn about current programs. United Way-funded programs serve millions of families annually.
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Habitat for Humanity builds and rehabilitates affordable homes for qualifying low-income working families through a nationwide network of local affiliates. Qualifying women can purchase a Habitat home with an affordable, interest-free mortgage after completing sweat equity hours and homebuyer education. Apply through your local Habitat affiliate — find it at habitat.org. Income limits typically range from 30-60% of area median income. No prior homeownership experience required. Applications accepted on a rolling basis.
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Family Promise is a national network of local affiliates helping homeless families with children achieve sustainable independence through emergency shelter, transitional support, and case management. Local Family Promise chapters coordinate with faith communities to provide overnight shelter, meals, and supportive services to homeless families. Visit familypromise.org to find the nearest affiliate. Services are free for qualifying families and include employment assistance, financial coaching, and help securing permanent housing.
Nationwide · Online · Visit Website