Best Housing & Financial in Minnesota — 17 resources

About Housing & Financial for Women

Housing and financial assistance for women combines federal programs (HUD, TANF, SNAP, LIHEAP) with state and local efforts. Section 8 Housing Choice Vouchers and public housing are administered by local Public Housing Authorities (PHAs), with VAWA giving survivors of domestic violence priority and emergency transfer rights. Emergency shelter and rapid rehousing run through HUD's Continuum of Care and Coordinated Entry. Mothers with custodial children typically qualify for TANF cash assistance and family-priority housing. Community action agencies and 211 lines coordinate utility help, emergency funds, and rent assistance. This directory covers PHAs, shelter systems, 211 referral lines, and community action agencies.

Housing & Financial in Minnesota

Minnesota district courts hear family matters across its 87 counties. The Child Support Enforcement Division operates under DHS. Minneapolis-Saint Paul anchors the state; Rochester, Duluth, and Bloomington follow. Mid-Minnesota Legal Aid, Southern Minnesota Regional Legal Services, and Violence Free Minnesota (the statewide DV coalition) serve women.

17 Resources

1. Minnesota Housing Finance Agency — Free

Minnesota Housing at 400 Wabasha St N in St. Paul administers the state's affordable rental, first-time homebuyer, and homeowner-assistance programs, including Bridges rental assistance for households with mental illness. Call 651-296-7608 weekdays to ask which programs you may qualify for; many require applying through a local partner agency.

651-296-7608 · 400 Wabasha St N Suite 400, St. Paul, MN 55102 · Mon-Fri 8am-5pm · Visit Website

2. Minnesota Emergency Rental Assistance — Free

Minnesota's emergency rental and utility assistance is administered through Minnesota Housing and local partner agencies. Dial 211 weekdays to be screened and routed to the right county program, whether you are in the Twin Cities metro or a rural county. Bring proof of income, your lease, and any eviction or shut-off notice when you call.

211 · Statewide Service · Mon-Fri 8am-5pm · Visit Website

3. Minneapolis Public Housing Authority — Free

MPHA at 1001 Washington Ave N runs the city's 6,000+ public housing units and Housing Choice Vouchers (Section 8). Mothers can apply when waitlists are open — preferences may apply for working families, veterans, and homeless households. Call 612-342-1400 Mon-Fri 8am-4:30pm to confirm current waitlist status before applying.

612-342-1400 · 1001 Washington Ave N, Minneapolis, MN 55401 · Mon-Fri 8am-4:30pm · Visit Website

4. St. Paul Public Housing Agency — Free

St. Paul PHA at 555 Wabasha runs the city's public housing, Housing Choice Vouchers, and senior high-rises. The agency also operates targeted family voucher programs in partnership with St. Paul Public Schools' Project REACH. Call 651-298-5664 weekdays to check waitlist openings and intake requirements.

651-298-5664 · 555 Wabasha St N Suite 400, St. Paul, MN 55102 · Mon-Fri 8am-4:30pm

5. Habitat for Humanity — Twin Cities — Free

Twin Cities Habitat at 3001 4th St SE in Minneapolis is one of the largest Habitat affiliates in the country, building homes across Hennepin and Ramsey counties and offering qualifying families a 0%-interest mortgage. Mothers can call 612-331-4090 weekdays to learn about the next homeownership info session and eligibility steps.

612-331-4090 · 3001 4th St SE, Minneapolis, MN 55414 · Mon-Fri 8am-5pm · Visit Website

6. CommonBond Communities — Free

CommonBond at 328 W Kellogg in St. Paul is the largest nonprofit affordable-housing developer in the Upper Midwest, operating 100+ properties across MN with on-site Advantage Services (after-school programs, employment, financial coaching). Call 651-291-1750 weekdays to ask which CommonBond property is taking applications in your area.

651-291-1750 · 328 W Kellogg Blvd, St. Paul, MN 55102 · Mon-Fri 8am-5pm · Visit Website

7. Minnesota Community Action Partnership — Free

MinnCAP at 320 W Wentworth in West St. Paul coordinates Minnesota's 24 Community Action Agencies, which deliver Energy Assistance, Head Start, emergency services, and weatherization across every county. Call 651-645-7386 weekdays to be referred to the CAA covering your county.

651-645-7386 · 320 W Wentworth Ave, West St. Paul, MN 55118 · Mon-Fri 8am-5pm · Visit Website

8. Energy Assistance Program — Minnesota — Free

Minnesota's Energy Assistance Program (EAP) helps low-income households pay heating, cooling, and emergency utility bills — critical during MN's long winters. Call 800-657-3710 weekdays to apply through your local Community Action Agency; income limits roughly track 60% of state median income.

800-657-3710 · Statewide Service · Mon-Fri 8am-5pm · Visit Website

9. Salvation Army — Minnesota — Free

Salvation Army Northern Division at 2727 Central Ave NE in Minneapolis operates emergency shelter, transitional housing, food shelves, and one-time rent and utility assistance across the Twin Cities and greater MN. Call 612-332-5855 Mon-Fri 9am-5pm to find the corps office serving your zip code.

612-332-5855 · 2727 Central Ave NE, Minneapolis, MN 55418 · Mon-Fri 9am-5pm · Visit Website

10. HUD.gov — Find Local Office — Free

HUD.gov is the federal entry point for Section 8, public housing, homeless services, and FHA loan information, with a locator for HUD field offices including the Minneapolis field office that oversees MN, ND, SD, and Wisconsin housing programs.

Nationwide · Online · Visit Website

11. HUD Homeless Resources — Free

HUD's Continuum of Care portal lists Minnesota's CoC contacts (Hennepin, Ramsey, Suburban Hennepin, and Greater Minnesota) — the right entry point to coordinated entry for women experiencing homelessness across the state.

Nationwide · Online · Visit Website

12. LIHEAP — Energy Assistance — Free

LIHEAP is the federal program that funds Minnesota's Energy Assistance Program through the MN Department of Commerce. The national site explains eligibility, weatherization options, and crisis-benefit timelines — useful for MN women applying for the first time during a winter heating emergency.

Nationwide · Online · Visit Website

13. Salvation Army — Find Help — Free

Salvation Army's national 'Find Help' tool locates the nearest corps office, food shelf, or thrift store — useful when a Minnesota mother needs a corps outside the Twin Cities (Rochester, Duluth, Mankato, St. Cloud, Brainerd) for one-time rent or utility assistance.

Nationwide · Online · Visit Website

14. Catholic Charities USA — Free

Catholic Charities has a strong Minnesota presence through Catholic Charities Twin Cities (Higher Ground Saint Paul, Dorothy Day Place) and regional offices in St. Cloud, Crookston, Duluth, and Winona. Services are open to women of any faith and include shelter, food, and family support.

Nationwide · Online · Visit Website

15. United Way Worldwide — Free

Minnesota's local United Ways — Greater Twin Cities United Way, United Way of Olmsted County, Head of the Lakes United Way, and others — fund 211 and a wide range of basic-needs partner agencies. The national site links to each MN affiliate's local program list.

Nationwide · Online · Visit Website

16. Habitat for Humanity — Free

Habitat's national site links to affiliates across Minnesota beyond the Twin Cities, including Rochester, Duluth, St. Cloud, Mankato, and Bemidji. Mothers outside the metro can find their local affiliate's homeownership and home-repair programs through the affiliate map.

Nationwide · Online · Visit Website

17. Family Promise — Free

Family Promise is a national network helping homeless families regain housing through congregation-based hospitality. Affiliates serve Minnesota in Anoka County, Burnsville-Eagan-Savage, St. Cloud, and Rochester — among the few programs in MN that take intact families with older boys.

Nationwide · Online · Visit Website

Frequently Asked

How many housing & financial resources are in Minnesota?
Women's Corner tracks 17 housing & financial resources for women in Minnesota.
Are housing & financial resources in Minnesota free?
17 of the 17 listed housing & financial resources in Minnesota are explicitly free or low-cost.
Which cities in Minnesota have housing & financial resources?
Listings span cities including St. Paul, Minneapolis, West St. Paul.
What are some examples of housing & financial resources in Minnesota?
Featured entries include Minnesota Housing Finance Agency, Minnesota Emergency Rental Assistance, Minneapolis Public Housing Authority, St. Paul Public Housing Agency, Habitat for Humanity — Twin Cities.
Do these listings include phone numbers?
9 of 17 Minnesota housing & financial listings include phone numbers.
How long is the Section 8 waitlist?
It varies wildly — a few months in smaller markets, 5+ years in cities like LA, NYC, and DC. Apply to multiple Public Housing Authorities (PHAs) in your region. PHAs give preference to families with children, domestic violence survivors, veterans, and homeless applicants — make sure you check every preference box you qualify for.
What does 211 do?
211 is a free, 24/7 nationwide referral line run by United Way. Call or text 211 to reach a live specialist who connects you to local rent assistance, utility help, food, childcare, transportation, and emergency funds. They know the small local funds Google won't show you. Always start here in a financial emergency.
Can I get TANF as a single mother?
Yes — TANF (Temporary Assistance for Needy Families) is the main cash assistance program for low-income parents with minor children. Apply through your state's Department of Human/Social Services. Benefits, time limits, and work requirements vary by state. You can receive TANF and SNAP, Medicaid, WIC, and childcare assistance simultaneously.
What if I'm being evicted?
Call 211 and your local legal aid office the same day you're served — most states have Emergency Rental Assistance programs through the LIHEAP/ERA pipeline that can pay back rent. You have the right to a court hearing before eviction — don't move out before the hearing. DV survivors have additional protections under VAWA that block eviction based on the abuse.