About Housing & Financial for Women
Housing and financial assistance for women combines federal programs (HUD, TANF, SNAP, LIHEAP) with state and local efforts. Section 8 Housing Choice Vouchers and public housing are administered by local Public Housing Authorities (PHAs), with VAWA giving survivors of domestic violence priority and emergency transfer rights. Emergency shelter and rapid rehousing run through HUD's Continuum of Care and Coordinated Entry. Mothers with custodial children typically qualify for TANF cash assistance and family-priority housing. Community action agencies and 211 lines coordinate utility help, emergency funds, and rent assistance. This directory covers PHAs, shelter systems, 211 referral lines, and community action agencies.
14 Resources
ND Housing Finance Agency at 2624 Vermont in Bismarck administers the state's Low-Income Housing Tax Credit properties, the FirstHome down-payment assistance program, and the Housing Stabilization Program for women exiting shelter. Call 701-328-8080 Mon-Fri to find LIHTC properties in your area or check FirstHome eligibility (typically incomes up to 115% of area median).
701-328-8080 · 2624 Vermont Ave, Bismarck, ND 58504 · Mon-Fri 8am-5pm · Visit Website
ND TANF (Temporary Assistance for Needy Families) provides monthly cash assistance to qualifying low-income families with children. Apply through your local Human Service Zone office or call 800-755-2716 Mon-Fri to start the application. Benefits average around $400-$500/month for a mother with two children; work requirements apply with exemptions for parents of infants under 1.
800-755-2716 · Statewide Offices · Mon-Fri 8am-5pm · Visit Website
Habitat for Humanity of Greater Fargo-Moorhead at 701-293-6462 builds affordable homes sold to qualifying low-income families through 0% interest mortgages. Applicants complete around 200-400 hours of sweat equity and demonstrate ability to repay. Several ND affiliates (Bismarck, Grand Forks, Williston) operate independently — check Habitat's national locator for your local intake.
701-293-6462 · Fargo, ND · Mon-Fri 8am-5pm
Fargo Housing & Redevelopment Authority at 325 Broadway N administers federal Public Housing units and Housing Choice Vouchers (Section 8) for Cass County. Waitlists for both run multiple years; call 701-293-6262 Mon-Fri to verify openings. The agency offers emergency unit transfers for DV survivors documented by Rape & Abuse Crisis Center or YWCA Cass Clay.
701-293-6262 · 325 Broadway N, Fargo, ND 58102 · Mon-Fri 8am-5pm · Visit Website
Burleigh County Housing Authority in Bismarck administers Public Housing and Section 8 vouchers for the capital region. Call 701-255-2540 Mon-Fri 8am-5pm to be added to the waitlist. Income eligibility roughly 50% of area median or below; DV survivors documented by AARC may qualify for emergency transfer of an existing voucher.
701-255-2540 · Bismarck, ND · Mon-Fri 8am-5pm · Visit Website
New Life Center at 1902 3rd Ave S provides emergency shelter and meals for homeless single women and men in Fargo. While not women-only, the facility has separate floors and dedicated case management. Walk-in intake at 701-235-4453 is available 24/7. Stays are typically 30-90 days with transitional housing referrals through Churches United and YWCA.
701-235-4453 · 1902 3rd Ave S, Fargo, ND 58103 · 24/7
HUD.gov hosts the directory of every Public Housing Authority, HUD-approved housing counseling agency, and Section 8 administrator in ND. Mothers facing eviction can use the housing counseling locator to find a free HUD-certified counselor — services include eviction defense, mortgage delinquency help, and reverse mortgage advice. ND's HUD field office is in Fargo.
Nationwide · Online · Visit Website
HUD's Continuum of Care (CoC) program coordinates homeless response in every region. ND has two CoCs — the North Dakota Statewide CoC and the Fargo-Moorhead-West Fargo CoC. Visit hud.gov/program_offices/comm_planning/coc to find local intake, including coordinated entry points where mothers can be assessed for rapid-rehousing and permanent supportive housing.
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LIHEAP helps low-income ND households pay heating bills — critical during the state's notorious winters. Apply through your county Human Service Zone October-May. The federal LIHEAP page at acf.hhs.gov/ocs/programs/liheap explains income limits (around 60% of state median) and links to the ND state application portal.
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Salvation Army operates corps in Fargo, Bismarck, Grand Forks, Minot, and Jamestown providing emergency rent and utility assistance, food pantries, and seasonal shelter. Use the salvationarmyusa.org locator to find the nearest corps. Funds are limited and typically distributed in person; mothers should call ahead for current intake hours.
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Catholic Charities of North Dakota in Fargo and Bismarck offers emergency rent/utility assistance, immigration legal services, adoption support, and pregnancy counseling regardless of religion. The national Catholic Charities USA locator at catholiccharitiesusa.org confirms current ND services and intake. Many parishes also distribute St. Vincent de Paul funds for one-time emergencies.
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United Way of Cass-Clay, United Way of Bismarck-Mandan, and other ND United Ways fund local nonprofits and operate the 211 referral helpline. Dial 211 from any ND phone or text your zip code to be connected to the most relevant local assistance — rent, utilities, food, childcare, or DV services. Free, confidential, and multilingual.
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Habitat for Humanity International coordinates ND's local Habitat affiliates and runs the national ReStore network that funds construction through donated home goods sales. Mothers can apply for homeownership through their local affiliate, volunteer to earn sweat equity even before owning, or shop ReStore for affordable used appliances and furniture.
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Family Promise of Greater Fargo-Moorhead and other ND affiliates provide overnight shelter for homeless families with children using rotating congregational hosts, plus case management toward permanent housing. The model keeps mothers and children together — unlike many single-adult shelters. Visit familypromise.org to find a local affiliate or volunteer.
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