Best Housing & Financial in North Dakota — 14 resources

About Housing & Financial for Women

Housing and financial assistance for women combines federal programs (HUD, TANF, SNAP, LIHEAP) with state and local efforts. Section 8 Housing Choice Vouchers and public housing are administered by local Public Housing Authorities (PHAs), with VAWA giving survivors of domestic violence priority and emergency transfer rights. Emergency shelter and rapid rehousing run through HUD's Continuum of Care and Coordinated Entry. Mothers with custodial children typically qualify for TANF cash assistance and family-priority housing. Community action agencies and 211 lines coordinate utility help, emergency funds, and rent assistance. This directory covers PHAs, shelter systems, 211 referral lines, and community action agencies.

Housing & Financial in North Dakota

North Dakota district courts handle family matters across seven judicial districts. The Child Support Division operates under DHHS. Fargo, Bismarck, Grand Forks, and Minot are the largest cities. Legal Services of North Dakota and CAWS North Dakota (the statewide DV coalition) provide civil legal aid and safety services to women.

14 Resources

1. North Dakota Housing Finance Agency — Free

ND Housing Finance Agency at 2624 Vermont in Bismarck administers the state's Low-Income Housing Tax Credit properties, the FirstHome down-payment assistance program, and the Housing Stabilization Program for women exiting shelter. Call 701-328-8080 Mon-Fri to find LIHTC properties in your area or check FirstHome eligibility (typically incomes up to 115% of area median).

701-328-8080 · 2624 Vermont Ave, Bismarck, ND 58504 · Mon-Fri 8am-5pm · Visit Website

2. ND DHS — TANF Cash Assistance — Free

ND TANF (Temporary Assistance for Needy Families) provides monthly cash assistance to qualifying low-income families with children. Apply through your local Human Service Zone office or call 800-755-2716 Mon-Fri to start the application. Benefits average around $400-$500/month for a mother with two children; work requirements apply with exemptions for parents of infants under 1.

800-755-2716 · Statewide Offices · Mon-Fri 8am-5pm · Visit Website

3. Habitat for Humanity of ND — Free

Habitat for Humanity of Greater Fargo-Moorhead at 701-293-6462 builds affordable homes sold to qualifying low-income families through 0% interest mortgages. Applicants complete around 200-400 hours of sweat equity and demonstrate ability to repay. Several ND affiliates (Bismarck, Grand Forks, Williston) operate independently — check Habitat's national locator for your local intake.

701-293-6462 · Fargo, ND · Mon-Fri 8am-5pm

4. Fargo Housing Authority — Free

Fargo Housing & Redevelopment Authority at 325 Broadway N administers federal Public Housing units and Housing Choice Vouchers (Section 8) for Cass County. Waitlists for both run multiple years; call 701-293-6262 Mon-Fri to verify openings. The agency offers emergency unit transfers for DV survivors documented by Rape & Abuse Crisis Center or YWCA Cass Clay.

701-293-6262 · 325 Broadway N, Fargo, ND 58102 · Mon-Fri 8am-5pm · Visit Website

5. Burleigh County Housing Authority — Free

Burleigh County Housing Authority in Bismarck administers Public Housing and Section 8 vouchers for the capital region. Call 701-255-2540 Mon-Fri 8am-5pm to be added to the waitlist. Income eligibility roughly 50% of area median or below; DV survivors documented by AARC may qualify for emergency transfer of an existing voucher.

701-255-2540 · Bismarck, ND · Mon-Fri 8am-5pm · Visit Website

6. New Life Center — Fargo — Free

New Life Center at 1902 3rd Ave S provides emergency shelter and meals for homeless single women and men in Fargo. While not women-only, the facility has separate floors and dedicated case management. Walk-in intake at 701-235-4453 is available 24/7. Stays are typically 30-90 days with transitional housing referrals through Churches United and YWCA.

701-235-4453 · 1902 3rd Ave S, Fargo, ND 58103 · 24/7

7. HUD.gov — Find Local Office — Free

HUD.gov hosts the directory of every Public Housing Authority, HUD-approved housing counseling agency, and Section 8 administrator in ND. Mothers facing eviction can use the housing counseling locator to find a free HUD-certified counselor — services include eviction defense, mortgage delinquency help, and reverse mortgage advice. ND's HUD field office is in Fargo.

Nationwide · Online · Visit Website

8. HUD Homeless Resources — Free

HUD's Continuum of Care (CoC) program coordinates homeless response in every region. ND has two CoCs — the North Dakota Statewide CoC and the Fargo-Moorhead-West Fargo CoC. Visit hud.gov/program_offices/comm_planning/coc to find local intake, including coordinated entry points where mothers can be assessed for rapid-rehousing and permanent supportive housing.

Nationwide · Online · Visit Website

9. LIHEAP — Energy Assistance — Free

LIHEAP helps low-income ND households pay heating bills — critical during the state's notorious winters. Apply through your county Human Service Zone October-May. The federal LIHEAP page at acf.hhs.gov/ocs/programs/liheap explains income limits (around 60% of state median) and links to the ND state application portal.

Nationwide · Online · Visit Website

10. Salvation Army — Find Help — Free

Salvation Army operates corps in Fargo, Bismarck, Grand Forks, Minot, and Jamestown providing emergency rent and utility assistance, food pantries, and seasonal shelter. Use the salvationarmyusa.org locator to find the nearest corps. Funds are limited and typically distributed in person; mothers should call ahead for current intake hours.

Nationwide · Online · Visit Website

11. Catholic Charities USA — Free

Catholic Charities of North Dakota in Fargo and Bismarck offers emergency rent/utility assistance, immigration legal services, adoption support, and pregnancy counseling regardless of religion. The national Catholic Charities USA locator at catholiccharitiesusa.org confirms current ND services and intake. Many parishes also distribute St. Vincent de Paul funds for one-time emergencies.

Nationwide · Online · Visit Website

12. United Way Worldwide — Free

United Way of Cass-Clay, United Way of Bismarck-Mandan, and other ND United Ways fund local nonprofits and operate the 211 referral helpline. Dial 211 from any ND phone or text your zip code to be connected to the most relevant local assistance — rent, utilities, food, childcare, or DV services. Free, confidential, and multilingual.

Nationwide · Online · Visit Website

13. Habitat for Humanity — Free

Habitat for Humanity International coordinates ND's local Habitat affiliates and runs the national ReStore network that funds construction through donated home goods sales. Mothers can apply for homeownership through their local affiliate, volunteer to earn sweat equity even before owning, or shop ReStore for affordable used appliances and furniture.

Nationwide · Online · Visit Website

14. Family Promise — Free

Family Promise of Greater Fargo-Moorhead and other ND affiliates provide overnight shelter for homeless families with children using rotating congregational hosts, plus case management toward permanent housing. The model keeps mothers and children together — unlike many single-adult shelters. Visit familypromise.org to find a local affiliate or volunteer.

Nationwide · Online · Visit Website

Frequently Asked

How many housing & financial resources are in North Dakota?
Women's Corner tracks 14 housing & financial resources for women in North Dakota.
Are housing & financial resources in North Dakota free?
14 of the 14 listed housing & financial resources in North Dakota are explicitly free or low-cost.
Which cities in North Dakota have housing & financial resources?
Listings span cities including Bismarck, Fargo.
What are some examples of housing & financial resources in North Dakota?
Featured entries include North Dakota Housing Finance Agency, ND DHS — TANF Cash Assistance, Habitat for Humanity of ND, Fargo Housing Authority, Burleigh County Housing Authority.
Do these listings include phone numbers?
6 of 14 North Dakota housing & financial listings include phone numbers.
How long is the Section 8 waitlist?
It varies wildly — a few months in smaller markets, 5+ years in cities like LA, NYC, and DC. Apply to multiple Public Housing Authorities (PHAs) in your region. PHAs give preference to families with children, domestic violence survivors, veterans, and homeless applicants — make sure you check every preference box you qualify for.
What does 211 do?
211 is a free, 24/7 nationwide referral line run by United Way. Call or text 211 to reach a live specialist who connects you to local rent assistance, utility help, food, childcare, transportation, and emergency funds. They know the small local funds Google won't show you. Always start here in a financial emergency.
Can I get TANF as a single mother?
Yes — TANF (Temporary Assistance for Needy Families) is the main cash assistance program for low-income parents with minor children. Apply through your state's Department of Human/Social Services. Benefits, time limits, and work requirements vary by state. You can receive TANF and SNAP, Medicaid, WIC, and childcare assistance simultaneously.
What if I'm being evicted?
Call 211 and your local legal aid office the same day you're served — most states have Emergency Rental Assistance programs through the LIHEAP/ERA pipeline that can pay back rent. You have the right to a court hearing before eviction — don't move out before the hearing. DV survivors have additional protections under VAWA that block eviction based on the abuse.